Think Christmas ... when it's summertime? Sure--if you want to be prepared for a stress-free holiday season.
Starting holiday planning now makes sense ... and cents! Saving ahead for holiday expenses spreads the financial demands of the Christmas season over several months--and being prepared with a cash budget means you'll be less tempted to put holiday spending on credit cards.
Sister site Organized Christmas has some clever ways to start now to save money for a debt-free Christmas celebration:
Clever checkbook management can lead to a Christmas stash. When paying bills each month, "round down" the bank balance to the next even amount--say, from $967 to $900--by writing a dummy check for $67 and deducting it from the register. Don't cash it, but hold it for Christmas. Over a few months, those "round it down" amounts will add up to holiday funds.
Planning one last trip before the start of school? Here at OrganizedHome.Com, we love 3-ring binders. That's why we adore this travel tip for families with children: use free printables to create a kid's activity binder before traveling.
Use these links to print free coloring pages, word games, puzzles and activity sheets.
Assemble a binder for each child, and add a zipper bag containing crayons, markers, pencils and game tokens to keep the kids amused for hours of peaceful drive time.
When the kitchen sponge has reached the end of useful, give it a new lease on life! Rinse it well, then place in the bottom of a flower pot when planting. The sponge will retain moisture and prevent soil from washing away.