It'll help you wise up to the many ways the market is after your wallet.
There’s nothing haphazard about the layout of your grocery store. ... Walk in the front doors and chances are you’re faced immediately with hard-to-resist items (not on your list) like fresh-cut flowers or just-baked loaves of bread. Just try walking past them en route to a carton of milk without tossing something extra into your cart. In fact, research has shown that 60 percent to 70 percent of what ends up in our carts is unplanned.
Finance blogger J.D. Roth has an intriguing concept for better financial organization: a Money Day.
Using a vacation day during the work-week (so that you'll be able to visit or call financial institututions), spend 8 hours doing all those put-it-off financial chores. On Money Day, you might set up money management software, close dormant accounts, or call credit card issuers to request lower interest rates. READ MORE >>