Think Christmas ... when it's summertime? Sure--if you want to be prepared for a stress-free holiday season.
Starting holiday planning now makes sense ... and cents! Saving ahead for holiday expenses spreads the financial demands of the Christmas season over several months--and being prepared with a cash budget means you'll be less tempted to put holiday spending on credit cards.
Sister site Organized Christmas has some clever ways to start now to save money for a debt-free Christmas celebration:
Clever checkbook management can lead to a Christmas stash. When paying bills each month, "round down" the bank balance to the next even amount--say, from $967 to $900--by writing a dummy check for $67 and deducting it from the register. Don't cash it, but hold it for Christmas. Over a few months, those "round it down" amounts will add up to holiday funds.
Too many home managers look for answers in the supermarket at 5 p.m. Harried from the day's work and harassed by by hungry children, they rack their brains for an answer to the what's-for-dinner dilemma.
Three meals a day. Seven dinners a week. From supermarket to pantry, refrigerator to table, sink to cupboard, the kitchen routine can get old, old, old. READ MORE >>
This six-week holiday planning countdown from sister site OrganizedChristmas.com is fun, it's free--and is designed to help you get ready for Christmas in good time for the celebration.
Led by author and organizing expert Cynthia Ewer, we'll work together to create a calm, stress-free holiday season for ourselves and our families. By breaking down Christmas preparations into small, easy-to-finish tasks, the Countdown will see us to the first weekend in December, prepared and ready for Christmas. READ MORE >>
When finishing a loaf of bread, don't toss the small plastic clip that seals the plastic bag! Tucked around computer cables or power cords, bread clips make it easy to know which cord is which. Use a Sharpie-brand marker to label bread clips ... and cut cable clutter!